Monthly Archives: April 2017

All you need to know about health insurance in Singapore

If you are thinking of buying insurance in Singapore then reading on will certainly help. Dished out here is everything you need to know about health insurance in this island city-state.

Since, most private companies sell insurance through agents, it’s important for you to be familiar with the types of agents that operate here.

Usually, there are three types of agents that you may choose to get served by. The first type works for insurance companies and is known as financial planners or insurance agents. The second type, referred to as personal bankers is employed with banks. And the third type is popularly known as independent financial advisers.

No matter which out of these three categories an insurance agent belongs to, he must clear three exams to be able to operate in Singapore as an insurance agent. If an agent is willing to sell general insurance, he must have certain additional qualifications too, like Basic Insurance Concepts and Principles (BCP), ComGI (Commercial General Insurance) and Personal General Insurance (PGI).

Although, with so much of qualification, no agent is going to misguide you, it’s a wiser move to try and understand your agent better. Making sure he is legitimate can minimize unnecessary post-insurance-purchase risks to a considerable extent. To do this, you must check whether or not the agent is licensed. Once you are sure he possesses work license, you must contact the concerned company to be sure the agent is still employed with it. After doing an in-depth research on the agent, you are ready for the next step i.e. buying an appropriate insurance scheme for yourself.

However, if you don’t want to invest on any health insurance policy other than the one offered by the state, here are the things you must know.

Healthcare in Singapore is offered with the help of Medisave. It is a unique approach in which every working individual is required to save a part of his income for his medical expenses. This approach is complemented by a national health insurance plan known as MediShield.

MediShield has been designed to ensure effortless payment of large hospitalization bills by Singaporean citizens and permanent residents of the island city-state. This insurance plan comes as a big relief when people are unable to pay expenses that exceed funds available in their Medisave accounts. So, health insurance in Singapore is undoubtedly efficient. And the system was bettered in 2015 with certain breakthrough reforms. The insurance plan is now known as MediShield Life instead of medishield and the included reforms have been listed below-

  • Every Singaporean and permanent resident is covered under MediShield Life.
  • Lifetime coverage is granted under this insurance scheme.
  • Even individuals with pre-existing conditions are covered
  • There has been a removal of the lifetime claim limit of the current S$300,000.

Even the government has been supportive in this direction. So, now you certainly know why the healthcare system of Singapore is one of the best in the world.

Know about titan gel price

People do face problem every now and then and it varies from person to person as well as gender to gender. While you become older you face lots of body changes and that also varies form person to person. Well mainly men face problem of their size while they grow old. This problem can lead to major problems in future as well. Well there are so many solutions that are being made available but if we talk about the best one that is not at all harmful then yes the product titan gel will always be taken into consideration.

Know about titan gel price

  • So you must have come across what is titan gel and what all benefits are being provided by it. Now if we talk about titan gel then yes it helps to increase the blood flow in genital parts of the body and not only this it also helps to increase the blood level as well.
  • Besides these benefits there are other benefits as well and the best part about this gel is that it has no harmful effects and will show you the results once you start using it continuously. But make sure you do consult your doctor before using any type of such gel and if he ensures then yes you can go with the product easily.
  • Make sure you do read the reviews if you still have doubt about the product. Reviews are available on the social site of the product and form there you will get to know other details as well.

Talking about the titan gel pret then it is available at your very own price that you can afford easily. Well make sure if you order online then it is form the trusted site or else there are fraudulent activities also going and that may result in something else as well.Well there is no risk associated with this product and it is available at nominal rate as well that you can easily afford. So you can easily go for this product with any hesitation as it actually gives the best result.